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Need a Home Loan? At Yellow Brick Road Erina, we'll get you sorted!

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Why Choose Erina as

Your Mortgage Broker?

As your mortgage broker, we prioritise your financial well-being. We search, compare, and negotiate, ensuring you get the best possible terms on your home loan. Home loan experts at Yellow Brick Road Erina make understanding and applying for loans straightforward.

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Yellow Brick Road Erina

Home Loan Specialists & Mortgage Brokers Erina

ErinaHome LoanBrokers That Put You First

Yellow Brick Road Erina is a full service mortgage broking firm committed to providing honest, quality mortgage products and advice to individuals, families and businesses. Servicing the Central Coast; we offer home loan products and services for first home purchases, refinancing and investment properties.

At Yellow Brick Road Erina, we're committed...

Yellow Brick Road Erina is a full service mortgage broking firm committed to providing honest, quality mortgage products and advice to individuals, families and businesses. Servicing the Central Coast; we offer home loan products and services for first home purchases, refinancing and investment properties.

At Yellow Brick Road Erina, we're committed to helping you achieve your property dreams.

Our two centrally located local branch offices are accessible from anywhere within the Central Coast district.

As a small business ourselves, we have vested interest in the local community.

Not only do we understand the aspirations of local residents but also know how to help achieve them. Visit our friendly staff for a walk through of our full range of services.

Our local area covers Bucketty, Central Mangrove, East Gosford, Erina, Erina Fair, Gosford, Avoca Beach, Blackwall, Booker Bay, Fountaindale, Erina Heights, Wyong and Wyong Creek, however we are not restricted and everyone is more than welcome. 

Financial Planning services are provided by Authorised Representatives of InterPrac Financial Planning Pty Limited CAN 096 781 976 Australian Financial Services License (AFSL) 246638.

02 4367 4240

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Meet TheErinaTeam

Phillip Segaert
Branch Principal and Mortgage Broker
With over 14 years experience in Financial Services, he got enormous satisfaction from helping his clients achieve their property aspirations. With access to a great product offering, he can provide...
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0414 657 746
phillip.segaert@ybr.com.au
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@ybrerina
Fewer homes on the market could mean more pressure for buyers. If you’re thinking of entering the market, it’s important to understand how tight supply impacts your timing, strategy and finance. Head to @ybrhomeloans link in bio to learn more.
Hotter-than-expected inflation data means the RBA is likely to hold the cash rate at 3.6% next week. CommBank economists have scrapped its forecast for any more cuts this cycle, while other major banks have pushed their next move into 2026. If you’d like to understand what this means for your loan or fixed rate, we’re here to help. Call or visit us today.
Spring selling season is in full swing and prices are on the rise on average across the country with a few exceptions. Head to @ybrhomeloans link in bio for the latest on Australia’s property market.
Buying your first home with as little as a 5% deposit can make all the difference and for some single parents, it could be as little as 2%. But here’s the catch: not every lender participates in the government’s home guarantee schemes. If you’re looking to buy with a low deposit, we can connect you with a participating lender and guide you through your options, so you can make the most of the support available. Talk to us today to get started.
Got equity in your home? It could help you renovate, invest or free up funds when you need it most. Not sure where to start? That’s where we come in. Let’s talk through your options.
More than 90% of borrowers at one Major Bank kept their repayments the same after the May rate cut. And with good reason. Sticking with your current repayments could help you pay off your home loan faster and reduce your total interest, but it all depends on your situation and your goals. Want to find out what's best for you? Let’s run the numbers together. Call or visit us today.